"This new edition of Consumer Credit Law and Practice - A Guide?is an essential tool for practitioners and scholars working in this field and I recommend it highly." From the Foreword by Roy Goode
An easily accessible guide covering all aspects of consumer credit, consumer hire and ancillary credit businesses, this title is the most useful and comprehensive single volume work on consumer credit law and practice, and related subjects.
Written in a clear and penetrating style, the new
Sixth Edition has been extensively updated since 2018 and takes account of all relevant case law, legislative changes and developments and includes coverage of:
- the impact of the UK's departure from the European Union
- extended analysis of the scheme of regulation under FSMA
- the Financial Services and Markets Act 2023
- FCA developments, including the senior managers regime and the consumer credit sourcebook
- the financial promotions regime
- validation of credit agreements
- mortgage contracts and P2P agreements
- expanded analysis of dispute resolution and the role of FOS
- the new Consumer Duty and the overlay with TCF (treating customers fairly)
It is essential reading for: banking and commercial law practitioners; in-house lawyers; companies operating in consumer credit related industries, including banks and building societies, credit card companies, finance and leasing companies; compliance officers and personnel; and consumer advisers.
"A new edition of Dennis Rosenthal's Consumer Credit Law and Practice - A Guide is always an event to be welcomed by the busy practitioner" Roy Goode, Foreword to 5th Edition
Covers all aspects of the laws of consumer credit, covering consumer credit and consumer hire, contract terms, credit products, security instruments, procedures, practical problems and regulatory controls.
Written in a clear and penetrating style, the sixth edition has been extensively updated and rewritten to take account of all relevant case law, legislation and developments and includes new content on:
- the senior managers 'regime
- promotions
- Consumer Duty and the overlay with TCF (treating customers fairly)
It assists in navigating the complex web of legislation, regulation, rules and guidance governing this area of law. It is essential reading for: banking and commercial law practitioners; in-house lawyers; companies operating in consumer credit related industries, including banks and building societies, credit card companies, finance and leasing companies; compliance personnel; and consumer advisers.
Consumer Credit Law and Practice - A Guide achieves its aim of providing a clear explanation of consumer credit law with considerable ease. It provides an excellent account of the legislative framework and is written in a logical and engaging way...it remains an ideal text for anyone studying, practising or interested in this fascinating area of law.
